|
||||||
|
Are you a retirement plan fiduciary but unsure of what’s required of you? Does it scare you to be held personally liable for bad decisions? Do you have a sneaking suspicion that your plan is paying too much in fees but you’re not sure how to find out? Are you worried that your employees won’t be able to retire? If the answer to any of these questions is “Yes,” this book is for you. “Josh Itzoe has a remarkable capacity for seeing through the maze of regulations surrounding qual (more…)
Amazon.com Review IRA’s, 401(k)s & Other Retirement Plans, by financial specialists Twila Slesnick and John C. Suttle, is a solid self-help legal look at a critical back-end issue that most of us blissfully ignore until we absolutely must confront it. The authors themselves admit it is not a compelling page-turner, but rather a comprehensive resource that at some point should prove indispensable to everyone with a retirement plan. They describe the various plans available- (more…)
Get the most out of your 401(k) in any economy Filled with sample 401(k) portfolios for every stage of life Invest your 401(k) money wisely and make the most of your retirement Want to know what kind of investment mix you need to make your retirement money grow? Dont know what to do with a 401(k) account from your last job? Worried that your companys 401(k) plan doesnt cut it? Relax! This simple, plain-English guide shows you how to manage your accounts, mi (more…)
Review Dan Solins wonderful book explains why the idea of tax- deferred retirement plans is so good, and why so many plans are so bad. Read it, attend to its cautions, act on its recommendations, and when the time comes, enjoy a comfortable retirement. John C. Bogle, Founder, The Vanguard Group Solins book will show you how to plug the leaks in your 401(k) and 403(b) plans, sidestep the minefields in your financial future sown by the investment industry, and get on th (more…) After-tax contributions in a 401k plan are quite different from pre-tax contributions. If an employee elects to make after-tax contributions, the money comes out of net pay after tax. (i.e., after taxes have been deducted). While it doesn’t benefit or impact the employee’s current tax situation, funds that were contributed on an after-tax basis may be easier to access or withdraw since they are not subject to the firm IRS rules and laws which apply to more traditional pre-tax contributions. When distributions are are taken (see below), the employee pays zero tax on the part of the distribution for which the employee has made 401k after-tax contributions, but does have to pay tax on any gains or market value increase. It is very important to consider your options with 401k after tax contributions especially when considering a 401k rollover after separation of service or retirement. At that time, many employees feel that they would benefit from taking the 401k after tax contributions in the form of a check while rolling the pre-tax monies to a 401k rollover. To request your free guide on 401k rollover and 401k after tax contributions, please fill out the form below. |
||||||
|
Copyright © 2010 401K After Tax - All Rights Reserved |
||||||
